Latino consumers and families are often targeted by fraudulent schemes and unfair practices, making it essential to stay informed and empowered. From predatory lending to fake immigration services, scams disproportionately affect our community—costing hard-earned money and creating unnecessary stress.

Know Your Rights

  • Consumer Protection: As a consumer, you have rights under the law. Whether purchasing a car, renting a home, or signing a contract, always read the fine print and verify the legitimacy of businesses.
  • Employment & Wages: Wage theft and workplace exploitation are common issues. Know your rights regarding fair wages, overtime pay, and workplace safety.
  • Immigration Services Fraud: Beware of unauthorized “notarios” offering legal immigration assistance. Only licensed attorneys or accredited representatives can provide legitimate services.

Common Scams Targeting Latino Families

  • Fake Debt Collectors: Scammers posing as debt collectors may demand money for debts you don’t owe. Always request written verification before making any payments.
  • Phony Government Agencies: Some fraudsters impersonate ICE, the IRS, or other agencies, demanding money or personal information. Government agencies will never ask for payments via gift cards or wire transfers.
  • Predatory Loans & Housing Schemes: High-interest payday loans and rent-to-own scams exploit vulnerable families. Research all loan terms and avoid deals that seem too good to be true.

How to Protect Yourself

  • Stay Informed: Subscribe to reputable sources like BrownRock CDC to receive updates on scams affecting our community.
  • Verify Before You Pay: Always check with government agencies or consumer protection organizations before handing over money or personal details.
  • Report Scams: If you suspect fraud, report it to local authorities or consumer protection groups to help prevent others from falling victim.

At BrownRock, we are committed to educating and protecting our people. Knowledge is power—stay aware, stay safe, and protect your family from scams designed to take advantage of hard-working Latinos.